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Free research papers and essays on topics related to: insurance

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  • Hippa Effects Of Health Insurance - 1,225 words
    Hippa - Effects Of Health Insurance Effects of the Health Insurance Portability & Accountability Act (HIPAA) Introduction Just when Americans thought it was safe to turn on their computers after this years anticipated Y2K catastrophe, now comes the federal governments new Health Insurance Portability & Accountability Act (HIPAA) -- privacy regulations that will create new, insurmountable challenges for todays healthcare industry. The Y2K bug is estimated to have cost the health care industry upwards of $10 billion. By comparison, implementing the HIPAA privacy and security regulations is estimated to cost the health care industry $40 billion over the next two years. Beginning January 2001, U ...
    Related: health, health care, health care industry, health information, health insurance, health plan, insurance
  • Hippa Effects Of Health Insurance - 1,253 words
    ... ity in the event of a security incident. The damage control procedures should also include: a disaster recovery plan, emergency mode operations, equipment control, an organization security plan, procedures for verifying authorization prior to physical access, maintenance records, need-to-know procedures for personnel access, and sign-in procedures for outside (contract) vendors. Security Management Process Health care operators are required to establish risk reduction security policies to insure accountability, prevention, containment, and correction of security breaches including risk analysis, risk management, and sanction policies. Additional measures to protect sensitive data include ...
    Related: department of health and human services, health, health care, health care industry, health information, health insurance, insurance
  • How To Buy Car Insurance - 1,083 words
    How To Buy Car Insurance Friday, December 01, 2000 HOW TO BUY CAR INSURANCE Many people look forward to buying car insurance about as much as having their wisdom teeth pulled by a dentist named Dr. Pain. Today I intend to show you how to take a lot of the sting out of purchasing car insurance by arming yourself with a little knowledge. Many people believe car insurance is a simple as black or white, either you have liability or full coverage. In fact there many important options in between. In becoming informed you will need to know how to research, and what questions to ask. The three key considerations when purchasing car insurance are price, coverage, and company. The first key considerat ...
    Related: health insurance, insurance, insurance company, best company, san diego
  • Interview Of Insurance Ad - 956 words
    Interview of Insurance Ad annon Interview of an Insurance Field Adjuster As I fumbled through radio stations, the unforgettable memories of a horn blaring, tires screeching, and turning just in time to see a truck smashing into my car came flooding back. Glass shattering, the airbag deploying, I had gasped for breath from the sudden impact. It is sad that most people will have to go through a car accident like this one at least once in their lifetime. Kathy Highland was the insurance adjuster from Shelter Insurance Company who was assigned to my case. Her professionalism, courtesy, and understanding changed this horror story into just another chapter in my life, a chapter which I am now able ...
    Related: insurance, insurance company, interview, high school, learning experience
  • Medical Insurance - 519 words
    Medical Insurance MEDICAL INSURANCE IS NON-BENIFICIAL The initial idea of medical insurance should have been a good idea as a way of helping Americans afford medical bills in a case of emergency or just routine physicals and check-ups. A lot of lower class Americans could not afford the treatment and would therefore go without medical attention in both of these cases. In cases of emergency, they would usually be put in to collection because they could not pay the bills after the treatment. The government decided to set a plan to have humans insured, just like automobiles, to supposedly make medical treatment available to all people - high, middle, or low class. This should have been a good i ...
    Related: health insurance, insurance, insurance policies, medical bills, medical treatment
  • The Future Of Aviation Insurance - 1,732 words
    The Future Of Aviation Insurance Insurance and the Future of Aviation AVM 401 Analysis of Issues in the Aviation Industry Southern Illinois University, Carbondale September 26, 2000 Assignment #2 Introduction This report will discuss the future of the aviation industry and the effects of high insurance cost. As the industry enters into the millennium, the insurance industry must look at several problems that also face the aviation industry. Survival for the small FBOs is getting harder each day; the threat of financial devastation is real when it comes to lawsuits. General aviation may be forced to change its way of doing business and become more like the military and commercial airlines. On ...
    Related: aviation, aviation industry, aviation safety, general aviation, insurance, insurance company, insurance industry
  • Knowledge, Ability, And Skill - 2,072 words
    ... t doctors. You take 20 pills a day, or Dad, you drank eight cans of beer every evening this week; by 8:00 p.m. you were drunk and asleep. Intervention Presentation Guidelines Page 2 4. Data should specify the date or time when a chemically related event or behavior occurred. The more specific we can be about when, where, and with whom a chemically related incident occurred, the more credible we will be. Also remember that the chemically dependent person was probably intoxicated when these incidents happened and was therefore not perceiving or sensing accurately. The more information we can provide them, the more we will help them recall these incidents. Data should specify when an incide ...
    Related: skill, customer relations, basic principles, united front, rude
  • 1984 By George Orwell - 905 words
    1984 By George Orwell George Orwell was not only a writer, but also an important political reformer. Orwell was born in India in 1903. He considered his family a lower-middle class family. He said this because his family was a part of the middle class, but had little money. His father worked for the British government and was able to be apart of the middle class without money. Orwell lived in Britain and went to boarding school there on scholarships. He was the poorest student among many wealthy children. Orwell felt like an outsider at the boarding schools he went to. The students were all kept in line by beatings. This was Orwell's first taste of dictatorship, being helpless under the rule ...
    Related: 1984, george orwell, orwell, winston smith, middle class
  • 1994 Baseball Strike - 1,617 words
    1994 Baseball Strike On August 12, 1994 professional baseball players went on strike for the eighth time in the sports history. Since 1972, negotiations between the union and owners over contract terms has led to major economic problems and the absence of a World Series in 1994. All issues were open for debate due to the expiration of the last contract. Until 1968, no collective bargaining agreement had ever been reached between the owners and the players (Dolan 11). Collective bargaining is the process by which union representatives for employees in a bargaining unit negotiate employment conditions for the entire bargaining unit (Atlantic Unbound). Instead, the players were at the mercy of ...
    Related: baseball, baseball players, league baseball, major league baseball, strike
  • 2000 Presidential Campaigns - 1,091 words
    2000 Presidential Campaigns The 2000 Presidential campaigns are going to be a very close according to the recent poles made by CNN with Gore in the lead with 43 percent and Bush with 42 percent. The main Presidential candidates are Vice President Al Gore representing the democrats and Governor of Texas, George W. Bush representing the Republicans. The candidates disagree on some issues including abortion, healthcare and education. However they do agree on some things but they have different methods of obtaining their goals. Abortion, for example is one issue that they have different views about, Bush is pro-life and Gore is pro-choice. Healthcare is going to be an important point because Gor ...
    Related: campaigns, presidential, presidential debate, different ways, health care
  • 65279 - 1,685 words
    The Treatment by Arthur Hinds See, this is the size needles I'll use on you. They're the smallest. They won't hurt a bit. All individually wrapped to keep them sterile. Just trust me, darling. I know what Im doing. Lie down on this towel I spread over the bed and relax while I gather things together. Ill take care of your leg. Don't forget I studied for four months with the best teachers in Shanghai. I can do everything. I was one of the best students in the school--not like the stupid one who was expelled for hitting a nerve. He didn't study. I studied very hard. You dont need a doctor anymore. You have me! Just relax and take some deep breaths. Ill turn on this space heater. Are you warm a ...
    Related: southern california, last emperor, atlantic city, wang, banquet
  • A Mammoth Occurrence Is About To Strike Fear Into The Hearts Of Millions Of Teens As Our World Leaders Decide Their Fate Is I - 458 words
    A mammoth occurrence is about to strike fear into the hearts of millions of teens as our world leaders decide their fate. Is it Godzilla? No. Is it a park of wild dinosaurs? No. The concept that has teen's ages sixteen and seventeen terror-stricken is the possibility of a driving age change. Many people feel that a young person should not have the privilege of driving until they are 18, which I happen to thoroughly disagree with. Why would a person like to take away this freedom so hastily? Many would say that teens are irresponsible and immature. Too much so that they are not capable of safely driving a vehicle. Do these people take in the other piece of the puzzle? I don't think many peopl ...
    Related: occurrence, strike, teens, world leaders, on the road
  • A Raisin In The Sun Theme - 816 words
    A Raisin In The Sun - Theme *INTRO* A dream may not necessarily be just a dream. With ambition and determination, it can come true in time. Lorraine Hansberry illustrates this theme of achieving success in her play A Raisin in the Sun. The play is about the problems that the economically impoverished African American Younger family faces in trying to make their dreams come true, and the means by which they finally see some light at the end of the tunnel. Lena is Walter and Beneathas mother. Walter is married to Ruth and has a son whose name is Travis. Lorraine Hansberry shows how Lenas dream of having a house in a good neighborhood finally comes true in spite of the multitude of difficulties ...
    Related: a raisin in the sun, raisin, raisin in the sun, fall apart, right thing
  • A Report On American Economics - 916 words
    A report on American economics Most of the problems of the United states are related to the economy. One of the major issues facing the country today is social security. The United States was one of the last major industrialized nations to establish a social security system. In 1911, Wisconsin passed the first state workers compensation law to be held constitutional. At that time, most Americans believed the government should not have to care for the aged, disabled or needy. But such attitudes changed during the Great Depression in the 1930's. In 1935, Congress passed the Social Security Act. This law became the basis of the U.S. social insurance system. It provided cash benefits to only ret ...
    Related: american, economic conditions, economics, federal government, united states government
  • Abnormal Psychology - 1,197 words
    Abnormal Psychology In a world full of fears, perhaps the worst one a human being should haveis that to be afraid of his fellow man. The human that should be mostfeared is the one that has Anti-Social Personality Disorder or in laymensterms the psychopath. The psychopath is probably the most deviant mindthat exists and treatment is not very successful because there is not a cureor drug to control it. The solution in my mind to control the problem ofsociopaths is to let them live in colonies with each other. Through myresearch I will develop an understanding of this personality disorder andconvince you the reader that my solution might be a viable solution. Thesociopath is a combination of ot ...
    Related: abnormal, abnormal psychology, psychology, hyperactivity disorder, violent behavior
  • Abnormal Psychology - 1,142 words
    ... buting cause or consequence of beingantisocial. People that are both antisocial and alcoholic are prone toviolent behavior. Not every antisocial becomes a criminal. An antisocialpersons disorder peaks between the ages of 24 and 44 and drops offsharply after that. After the age of 30 the sociopath fights less andperforms less crime but the illness can persist into the ages of between 60and 70 but after 30 are less likely to be in trouble with the law. In asociopaths in their thirties will continue to have problems such as unstablerelationships, substance abuse, impulsiveness, poor temper control andfailure to honor financial obligations. In our population 3% men haveAnti-Social Personalit ...
    Related: abnormal, abnormal psychology, psychology, antisocial personality disorder, anti-social personality disorder
  • Abortion - 1,190 words
    Abortion Almost half of American women have terminated at least one pregnancy, and millions more Americans of both sexes have helped them, as partners, parents, health-care workers, counselors, friends. Collectively, it would seem, Americans have quite a bit of knowledge and experience of abortion. Yet the debate over legal abortion is curiously abstract: we might be discussing brain transplants. Farfetched analogies abound: abortion is like the Holocaust, or slavery; denial of abortion is like forcing a person to spend nine months intravenously hooked up to a medically endangered stranger who happens to be a famous violinist. It sometimes seems that the further abortion is removed from the ...
    Related: abortion, abortion debate, legalizing abortion, nineteenth century, control laws
  • Abortion Ethics - 1,399 words
    Abortion Ethics On the question of abortion being moral, the answer is clearly that terminating a fetus' life under certain circumstances is not only moral, but it is also our responsibility to terminate it if the quality of life is in question for the fetus. A second major reason is that to declare abortion immoral would mean that we would have to consider the factor of how the conception came about. This cannot and should not be done. Quality is a major factor in the question of the morality of abortion. When parents decide to keep or not keep a baby the issue of adoption does not play into this. The reason for this is that once the baby is born that the parents may change their mind if th ...
    Related: abortion, ethics, morality of abortion, point of view, human life
  • Acceptance Of Homosexual Marriage - 1,033 words
    ... es. If gay couples were allowed to marry, it would set a bad example for children, and could spell the downfall of one of the cornerstones of our society. After all, whats next? Legalizing polygamy? Marriage between brothers? (Hetter 28-31) Hetter displays one belief of a large group of individuals who confuse what is right, and fair for society as a whole, with what is based on her one-sided religious beliefs. It is very difficult for some people to accept a change in things that differ from their everyday life and the way they were brought up. If those individuals could look at same-sex marriage open-mindedly they could see that they have been withholding, a precious right that could s ...
    Related: acceptance, gay marriage, homosexual, homosexual marriage, same-sex marriage
  • Accounting Differences - 1,245 words
    Accounting Differences General Comments about the Insurance Industry Insurance Companies generate revenues by selling insurance policies. These policies provide a known amount of revenue for an unknown amount of losses offsetting that revenue. This can make the matching principle difficult. Some of the potential losses can come years after the insurance policy was written and the premiums received. The liabilities for these future losses are estimated by actuaries and are subject to a certain amount of interpretation by management. The accounting for the premium revenues is reflected in written vs. earned premium. Various statutory requirements are based on written premium, which is the amou ...
    Related: accounting, insurance policies, revenue growth, chief executive, ratio
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