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Free research papers and essays on topics related to: american express

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  • Artificial Intelligence - 1,339 words
    ... , typically use Boolean logic to process input from an individual user and employs stored rules to generate a prediction or suggestion. A prime example of this usage is the "Office Assistant" which is included with Microsoft's Office 97 software package. This assistant is extremely useful for the individual who is unfamiliar with the software package. If the user seems to be floundering around looking for a way to accomplish a task, the assistant will attempt to interpret the desires of the user by looking at what he as been doing and then tries to make an educated guess as to what he wants to do. Then the assistant will display a help menu to guide the user through the desired course of ...
    Related: artificial, artificial intelligence, intelligence, american express, knowledge base
  • Bank Mergers - 1,100 words
    Bank Mergers Often times bank mergers take place because there are too many banks, too many branches, and too many competitors. A merger is when two companies combine to form a larger more powerful firm. Many economist have opposing view points on the role that mergers play in the economy. In the past five years many mergers have occurred in the banking industry for example; Chase Manhattan and Chemical Bank, BankAmerica and NationsBank, and Banc One and First Chicago. These are only a few of the hundreds of mergers that have taken place in the past five years. Although consolidation can make the banking industry more productive, merging and reducing expenses give only a short lived boost to ...
    Related: bank, mergers, mergers and acquisitions, chase manhattan, american express
  • Citibank Review - 1,019 words
    ... lion to $15 million for each additional 250,000 credit card customers) =Joining fee and annual fee estimated from American Express Green (Exhibit 9) Philippines I believe this country has room for expansion in the credit card market. There are some negative detractors to entry. A large portion of the population is in the last three categories of earnings (82% of the population earns less than $12,500 annually). The estimated growth rate is a dismal 0.5% annually. In addition, it possesses the lowest political and economic ranking D, with comments about turmoil and communist insurgency. Impressively, the upper category of annual income possesses 50% of the credit cards currently in circul ...
    Related: citibank, credit card, market penetration, direct marketing, communist
  • Money In The 90s - 1,551 words
    Money In The 90'S Money in the 90's What do you do when you suddenly inherit money? Are you supposed to run out and spend it like crazy? Are you supposed to put it all in the bank? Do you tell anyone you have your money and where you got it from? These are all questions that went through my head as I turned 18. I was an overnight rich person. What was I to do? Ever since I can remember, my mother has been telling me, when you turn 18 you are going to get the money your Daddy left for you. For some reason I never really believed her. I thought that I would get about $2,000 or something and be able to buy a nice computer for college or something along those lines. I never thought I would be ab ...
    Related: high school, last year, interest rate, withdraw, dozen
  • Mtv As The Dominant Music Video Outlet - 1,840 words
    Mtv As The Dominant Music Video Outlet Music Television, a basic cable service known by its acronym MTV, remains the dominant music video outlet utilizing effective marketing and competitive business practices throughout its nineteen year history. The creation of the I Want My MTV marketing campaign and use of the campaign throughout the 1980's helped the cable outlet secure a substantial subscriber base. MTV dealt with competition from cable mogul Ted Turner's Cable Music Channel by creating a fighting brand, sister cable service VH-1, along with facing challenges by numerous other music video programming services. Through exclusivity agreements with record labels for music videos and limit ...
    Related: dominant, music, music television, music video, music videos, outlet, pop music
  • Nonbank Financial Intermediaries - 1,463 words
    Nonbank Financial Intermediaries Nonbank Financial Intermediaries Brian Piotrowski There has been an increased level of competition among financial intermediaries since the late 1990s and it will continue into the new millennium. The large players in this increased competition are the nonbank financial intermediaries. Our text explains that nonbanks are other intermediaries and nonfinancial companies that have taken an increasing share of intermediation (Burton & Lombra, 311). The text continues that these banks face much less regulation than traditional banks, which translates to significantly lower costs. This factor is allowing nonbank intermediaries to create a stronghold on the market, ...
    Related: financial intermediaries, financial resources, financial services, financial services industry, financial system
  • Operating Plan - 320 words
    Operating Plan OPERATING PLAN ADMINISTRATIVE POLICIES Receiving orders for meals Transactions at the Home Cookin restaurant will be done in a very simple, yet effective manner. In the store there will be a counter with an electronic cash register. All sales will be rung up using this register. Cash transactions will be the simplest and most straight forward. Customers wishing to pay with check must have identification. Visa, MasterCard, and American Express are expectable credit cards but must be verified first. Paying the supplier The suppliers will not be paid in cash. Our corporate office instead will pay them within 30 days. Inventory Control Inventory will be taken every Sunday and Wedn ...
    Related: operating, inventory control, american express, wednesday, receiving
  • Recruitment Of Trainee Accountants - 1,265 words
    ... is integrating auditing, accounts and computing." The business world has obviously changed, Cangemi said. Transactions are more complex and involve greater exchanges of money in all different currencies. At international American Express operations, you can't even create a file for extraction. They break their information down into several computer centers around the world -- and only process one day at a time. Their volume and time sensitivity has led to breakthrough thinking. For accountant to understand this and yet integrate it to his field of work. Employers of management accountants share a number of common interests and concerns when facing the challenges of the recruitment and tr ...
    Related: recruitment, business world, american express, street journal, assignment
  • Subliminal Ads - 1,712 words
    Subliminal Ads A collective term for public announcements designed to promote the sale of specific commodities or services while being integrated below the threshold of perception or awareness. To sell products, merchants consciously use subliminal advertising as a basis for general consumerism. This seems like an unnecessary task, but when taken into consideration all the people, who have expressed their disbelief in its effectiveness, it is obvious to see how vital and necessary such a task commands. Through this, corporations must take on new strategies and methods of persuasion and justification. The importance is that advertisers rely on a trust relationship with consumers in order to s ...
    Related: subliminal, subliminal advertising, slam dunk, television commercials, certainty
  • The Conflict Of Interest Inherit In Administrative Review - 2,807 words
    The Conflict Of Interest Inherit In Administrative Review The Conflict of Interest Inherit in Administrative Review and the Ineffectiveness of the Current Standard of Review by U.S. District Courts Law and Medicine By # I. Introduction The Employee Retirement Income Security Act, better known as ERISA, has been a major issue in healthcare litigation since its inception in 1974. ERISA governs any claim centering on health insurance, disability insurance, or any other employer provided benefits. ERISA affects many aspects of the American legal system, from inter-state commerce to bankruptcy, and particularly insurance and healthcare law. ERISA contains clauses for both the procedure and subs ...
    Related: administrative, conflict of interest, inherit, benefit plans, hospital care
  • Visual Black Culture - 1,282 words
    ... one piece of work. New younger writers would often write the initials of a crew that were highly respected amongst other writers on their own piece. If that crew found out that it had happened they would spray out their initials. Sometimes they would go over the whole piece, something that shows great disrespect. After graffiti had been around for a while the fine art world started to take interest in certain artists. These critics and artists could see the value of graffiti. Its expression had been noted, along with the fact that it was starting to grow out of its urban culture. It was time for graffiti to move into a gallery. Probably the most famous of writers to be accepted as a fine ...
    Related: popular culture, visual, art history, times square, consumer
  • Wave Of International Mergers And Acquisitions - 1,723 words
    Wave Of International Mergers And Acquisitions The wave of international mergers and acquisitions experienced in both the United States and the UK in the 1980's and 1990's is known as the fourth merger and acquisition wave. The fourth wave began just as the U.S. emerged from the recession of 1981-82, which as a result of global competition had laid bare the weaknesses of traditional American center industries. In many cases, changes in markets and technology had resulted in obsolete assets and redundant personnel. The progressive deregulation of airlines, trucking, telecommunications, and banking would also reveal excess capacity in those industries. The conglomerate boom had saddled corpora ...
    Related: acquisitions, first wave, mergers, mergers and acquisitions, second wave, wave
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